major works invoices

Billing in advance

We now bill major works in advance (in the same way as for the yearly service charges). This is in line with the lease and has been decided after consulting with leaseholders. It means that Haringey Council can now give leaseholders longer periods to pay instead of only 12 months. Please note that these payment options only apply to invoices issued after 8 March 2010.

Payment options

We have introduced a new set of payment options. For more details, please refer to our booklet called Paying for major works invoices Adobe PDF . The main payment options are set out below:

Pay the bill in full

If you pay your invoice in full within 6 weeks we will reduce the amount payable by 5%.

Interest-free loan

You can pay by monthly instalments of no less than £50 a month. The number of months that you can pay depends on the size of your invoice and whether or not you are subletting. You must pay by direct debit - your last payment will be reduced by £10 if you choose this payment option.

Amount

Monthly instalments

Who is entitled?

Under £600

12

All

£600 - £1,799

24

All

£1,800 - £4,999

36

All

£5,000 - £9,999

48

Owner-occupiers only

£10,000 - £14,999

60

Owner-occupiers only

£15,000 and over

72

Owner-occupiers only

If your invoice is over £10,000, you must agree to have a charge placed on your property to secure the loan. You will have to pay an administrative fee for this, as well as any additional fees that your mortgage company may charge us. You must complete an application form for this payment option.

If you live in the property (that is you are not subletting the property), please download this application form.Adobe PDF

If you are subletting the property, please use this application form. Adobe PDF

Combination loan

If you are an owner-occupier (you are not subletting your property), you can also pay over a longer period, but you must pay interest for the last two years of your loan. The rate of interest you must pay will be set at the council's borrowing rate.

Amount

Monthly interst-free instalments

Additional monthly instalments with interest

Total monthly instalment period

Under £600

12

n/a

12

£600 - £1,799

24

n/a

24

£1,800 - £4,999

36

12

60

£5,000 - £9,999

48

24

84

£10,000 - £14,999

60

24

96

£15,000 and above

72

24

96

If your invoice is over £10,000, you must agree to have a charge placed on your property to secure the loan. You will have to pay an administrative fee for this, as well as any additional fees that your mortgage company may charge us. You must complete this application form for this payment option. Adobe PDF

Houseproud scheme

If you are over 60 or disabled you may be able to obtain a secured loan to meet the cost of major work. You can download our Houseproud scheme leaflet Adobe PDF or get contact the  Home Ownership team for more information.

Discretionary loan

For people who are unable to obtain a bank loan. Take a look at our getting a loan page.

Mandatory loan

You can apply for this during the first 10 years of your lease. Take a look at our getting a loan page.

Time limit

You must tell us your payment option within 2 weeks of receiving your invoice.

Help and advice

If you would like to meet a member of the Home Ownership team to discuss your decent homes invoice, please call us on 020 8489 3485 or 3313 to arrange an appointment.

If you are elderly or house-bound, and would like us to visit you at your home, please contact us to arrange a time for us to come and see you.

 

This page belongs to the following categories :
- Housing > Private housing